{"id":5419,"date":"2025-10-14T14:27:53","date_gmt":"2025-10-14T12:27:53","guid":{"rendered":"https:\/\/21stcfs.co.za\/staging\/?p=5419"},"modified":"2025-10-14T14:27:53","modified_gmt":"2025-10-14T12:27:53","slug":"6-things-you-need-to-know-about-funeral-cover","status":"publish","type":"post","link":"https:\/\/21stcfs.co.za\/staging\/6-things-you-need-to-know-about-funeral-cover\/","title":{"rendered":"6 Things You Need to Know About Funeral Cover"},"content":{"rendered":"\n

Funerals in South Africa can be expensive. On average, they cost between R20 000 and R80 000. This is something that many people are not prepared for, so it can be a huge and unexpected financial burden. By having funeral cover, however, you can have peace of mind knowing that if you or a family member passes away, the burden will be significantly lighter.<\/p>\n\n\n\n

Are you considering buying a policy? Here are six things you need to know about them before you sign on the dotted line.<\/p>\n\n\n\n

1. It Doesn’t Have to be Expensive<\/h3>\n\n\n\n

Think that funeral policies will take a toll on your monthly budget? Think again! Many insurance options are not very expensive and can be customised to suit your requirements and your budget. At 21st Century Funeral Services<\/a>, we have several plans to choose from so that you can find the cover that meets your needs.<\/p>\n\n\n\n

2. Know What Benefits You’ll Get<\/h3>\n\n\n\n

Some funeral policy providers only cover the basics, such as the cost of the service, burial, and headstone. But others, like 21st Century Funeral Services<\/a>, have more benefits included, from like catering and one month of free grief counselling. Shop around and look for a provider that offers built-in benefits that will help your family when they need it most.<\/p>\n\n\n\n

3. Check for Premium Increases<\/h3>\n\n\n\n

Due to inflation<\/a>, the cost of your funeral policy may increase over the years. As it is a long-term investment, consider this before you purchase one. Check to see if the value of the services and benefits also increases in line with inflation or whether the value will remain the same.<\/p>\n\n\n\n

4. Group Policies Can Save Money<\/h3>\n\n\n\n

You could take out a policy for each individual member of your family, but this can end up costing much more. Instead, ask your provider about taking out a group policy instead. This can cover yourself, your spouse, your children and even your extended family and can bring down your monthly premiums.<\/p>\n\n\n\n

5. Be Aware of the Waiting Periods<\/h3>\n\n\n\n

When you sign up for funeral insurance, find out from your provider when it will become active. You should also ask them how long you will have to wait for your payout after submitting a claim. By knowing when you will have cash available, you can make your plans accordingly.<\/p>\n\n\n\n

6. Life Cover or Funeral Cover?<\/h3>\n\n\n\n

A lot of people get confused between life cover and a funeral policy. Life cover helps your family with financial security if you pass away, while funeral cover assists with the immediate costs associated with your passing, such as an end-of-life service, contacting people, feeding people, repatriation and cultural traditions.<\/p>\n\n\n\n

By having a funeral policy for you and your family, you know you won\u2019t incur financial stress and will have a helping hand when you need it most.<\/p>\n","protected":false},"excerpt":{"rendered":"

Funerals in South Africa can be expensive. On average, they cost between R20 000 and R80 000. This is something that many people are not prepared for, so it can be a huge and unexpected financial burden. By having funeral cover, however, you can have peace of mind knowing that if you or a family […]<\/p>\n","protected":false},"author":6,"featured_media":5450,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[77],"tags":[],"class_list":["post-5419","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-funeral-insurance"],"acf":[],"yoast_head":"\n6 things you need to know about funeral cover<\/title>\n<meta name=\"description\" content=\"Do you understand what funeral cover is and why it\u2019s so important to have? Here\u2019s what you need to know about it.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/21stcfs.co.za\/staging\/6-things-you-need-to-know-about-funeral-cover\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"6 Things You Need to Know About Funeral Cover\" \/>\n<meta property=\"og:description\" content=\"Do you understand what funeral cover is and why it\u2019s so important to have? Here\u2019s what you need to know about it.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/21stcfs.co.za\/staging\/6-things-you-need-to-know-about-funeral-cover\/\" \/>\n<meta property=\"og:site_name\" content=\"21st Century Funerals\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/21STCENTURYFUNERALS\/\" \/>\n<meta property=\"article:published_time\" content=\"2025-10-14T12:27:53+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/21stcfs.co.za\/staging\/wp-content\/uploads\/2025\/08\/kaguvistudio63.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1\" \/>\n\t<meta property=\"og:image:height\" content=\"1\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Helen Wallace\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Helen Wallace\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"6 things you need to know about funeral cover","description":"Do you understand what funeral cover is and why it\u2019s so important to have? Here\u2019s what you need to know about it.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/21stcfs.co.za\/staging\/6-things-you-need-to-know-about-funeral-cover\/","og_locale":"en_US","og_type":"article","og_title":"6 Things You Need to Know About Funeral Cover","og_description":"Do you understand what funeral cover is and why it\u2019s so important to have? Here\u2019s what you need to know about it.","og_url":"https:\/\/21stcfs.co.za\/staging\/6-things-you-need-to-know-about-funeral-cover\/","og_site_name":"21st Century Funerals","article_publisher":"https:\/\/www.facebook.com\/21STCENTURYFUNERALS\/","article_published_time":"2025-10-14T12:27:53+00:00","og_image":[{"url":"https:\/\/21stcfs.co.za\/staging\/wp-content\/uploads\/2025\/08\/kaguvistudio63.jpg","width":1,"height":1,"type":"image\/jpeg"}],"author":"Helen Wallace","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Helen Wallace","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/21stcfs.co.za\/staging\/6-things-you-need-to-know-about-funeral-cover\/#article","isPartOf":{"@id":"https:\/\/21stcfs.co.za\/staging\/6-things-you-need-to-know-about-funeral-cover\/"},"author":{"name":"Helen Wallace","@id":"https:\/\/21stcfs.co.za\/staging\/#\/schema\/person\/d7aadbc93bd9fdaf519a4f313b688abe"},"headline":"6 Things You Need to Know About Funeral Cover","datePublished":"2025-10-14T12:27:53+00:00","mainEntityOfPage":{"@id":"https:\/\/21stcfs.co.za\/staging\/6-things-you-need-to-know-about-funeral-cover\/"},"wordCount":473,"commentCount":0,"publisher":{"@id":"https:\/\/21stcfs.co.za\/staging\/#organization"},"image":{"@id":"https:\/\/21stcfs.co.za\/staging\/6-things-you-need-to-know-about-funeral-cover\/#primaryimage"},"thumbnailUrl":"https:\/\/21stcfs.co.za\/staging\/wp-content\/uploads\/2025\/08\/kaguvistudio63.jpg","articleSection":["Funeral Insurance"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/21stcfs.co.za\/staging\/6-things-you-need-to-know-about-funeral-cover\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/21stcfs.co.za\/staging\/6-things-you-need-to-know-about-funeral-cover\/","url":"https:\/\/21stcfs.co.za\/staging\/6-things-you-need-to-know-about-funeral-cover\/","name":"6 things you need to know about funeral cover","isPartOf":{"@id":"https:\/\/21stcfs.co.za\/staging\/#website"},"primaryImageOfPage":{"@id":"https:\/\/21stcfs.co.za\/staging\/6-things-you-need-to-know-about-funeral-cover\/#primaryimage"},"image":{"@id":"https:\/\/21stcfs.co.za\/staging\/6-things-you-need-to-know-about-funeral-cover\/#primaryimage"},"thumbnailUrl":"https:\/\/21stcfs.co.za\/staging\/wp-content\/uploads\/2025\/08\/kaguvistudio63.jpg","datePublished":"2025-10-14T12:27:53+00:00","description":"Do you understand what funeral cover is and why it\u2019s so important to have? Here\u2019s what you need to know about it.","breadcrumb":{"@id":"https:\/\/21stcfs.co.za\/staging\/6-things-you-need-to-know-about-funeral-cover\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/21stcfs.co.za\/staging\/6-things-you-need-to-know-about-funeral-cover\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/21stcfs.co.za\/staging\/6-things-you-need-to-know-about-funeral-cover\/#primaryimage","url":"https:\/\/21stcfs.co.za\/staging\/wp-content\/uploads\/2025\/08\/kaguvistudio63.jpg","contentUrl":"https:\/\/21stcfs.co.za\/staging\/wp-content\/uploads\/2025\/08\/kaguvistudio63.jpg"},{"@type":"BreadcrumbList","@id":"https:\/\/21stcfs.co.za\/staging\/6-things-you-need-to-know-about-funeral-cover\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/21stcfs.co.za\/staging\/"},{"@type":"ListItem","position":2,"name":"6 Things You Need to Know About Funeral Cover"}]},{"@type":"WebSite","@id":"https:\/\/21stcfs.co.za\/staging\/#website","url":"https:\/\/21stcfs.co.za\/staging\/","name":"21st Century Funerals","description":"Professional Funeral Services","publisher":{"@id":"https:\/\/21stcfs.co.za\/staging\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/21stcfs.co.za\/staging\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/21stcfs.co.za\/staging\/#organization","name":"21st Century Funerals","url":"https:\/\/21stcfs.co.za\/staging\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/21stcfs.co.za\/staging\/#\/schema\/logo\/image\/","url":"https:\/\/21stcfs.co.za\/staging\/wp-content\/uploads\/2024\/12\/cropped-21st-Century-Funerals-Durban-logo-300x300-1.png","contentUrl":"https:\/\/21stcfs.co.za\/staging\/wp-content\/uploads\/2024\/12\/cropped-21st-Century-Funerals-Durban-logo-300x300-1.png","width":512,"height":512,"caption":"21st Century Funerals"},"image":{"@id":"https:\/\/21stcfs.co.za\/staging\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/21STCENTURYFUNERALS\/","https:\/\/www.tiktok.com\/@21stcentury_funerals"]},{"@type":"Person","@id":"https:\/\/21stcfs.co.za\/staging\/#\/schema\/person\/d7aadbc93bd9fdaf519a4f313b688abe","name":"Helen Wallace","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/21stcfs.co.za\/staging\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/f716e2fff9075b66a5bcf04a5d3342a3150d1d6a7578a31da4e811c7a8ed98f5?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/f716e2fff9075b66a5bcf04a5d3342a3150d1d6a7578a31da4e811c7a8ed98f5?s=96&d=mm&r=g","caption":"Helen Wallace"},"url":"https:\/\/21stcfs.co.za\/staging\/author\/helen-w\/"}]}},"jetpack_featured_media_url":"https:\/\/21stcfs.co.za\/staging\/wp-content\/uploads\/2025\/08\/kaguvistudio63.jpg","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/21stcfs.co.za\/staging\/wp-json\/wp\/v2\/posts\/5419","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/21stcfs.co.za\/staging\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/21stcfs.co.za\/staging\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/21stcfs.co.za\/staging\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/21stcfs.co.za\/staging\/wp-json\/wp\/v2\/comments?post=5419"}],"version-history":[{"count":2,"href":"https:\/\/21stcfs.co.za\/staging\/wp-json\/wp\/v2\/posts\/5419\/revisions"}],"predecessor-version":[{"id":5437,"href":"https:\/\/21stcfs.co.za\/staging\/wp-json\/wp\/v2\/posts\/5419\/revisions\/5437"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/21stcfs.co.za\/staging\/wp-json\/wp\/v2\/media\/5450"}],"wp:attachment":[{"href":"https:\/\/21stcfs.co.za\/staging\/wp-json\/wp\/v2\/media?parent=5419"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/21stcfs.co.za\/staging\/wp-json\/wp\/v2\/categories?post=5419"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/21stcfs.co.za\/staging\/wp-json\/wp\/v2\/tags?post=5419"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}