7 Benefits of Funeral Cover From R190

TLDR
Funeral cover with 21st Century starts at R190 a month across five plans. It covers up to six family members on most plans, or up to ten on Family Protector. Every plan includes a funeral service, hearse, refreshments and grocery benefits. Members also get MyPrestige Rewards, two free counselling sessions a year, grief counselling, free repatriation across South Africa and the SADC region, and cremation assistance. There’s no joining fee.

When someone you love passes away, grief should be the only weight your family carries. Funeral cover takes the financial pressure off, so the people you leave behind can focus on saying goodbye properly.

For over 26 years, 21st Century Funeral Services has helped South African families plan ahead with dignity. Here are seven reasons our members choose us.
 
 

1. A Complete Funeral Service, Taken Care of

 
Every plan includes a full, dignified funeral service and a professional hearse. The Prestige Plus and Executive plans go further with family vehicles and hall décor, so the day feels the way your loved one deserves.
 
 

2. Grocery Benefits for Every Plan

 
Losing a loved one often comes with unexpected household costs. That’s why every plan includes a grocery benefit to help your family through the weeks that follow. The amount depends on your plan, so ask our team what yours covers.
 
 

3. Cover for the Whole Family

 
Most plans cover up to six family members under one policy. For bigger households, the Family Protector plan covers up to ten. Choose based on who you want to protect, their eligibility and what fits your budget.
  

4. Five Plans to Suit Every Budget

 

Plan From Members Family Vehicles Hall Décor
Premier R190 Up to 6 No No
Prestige R215 Up to 6 No No
Prestige Plus R245 Up to 6 1 Yes
Family Protector R375 Up to 10 No No
Executive R405 Up to 6 2 Yes

 
When you compare plans, look past the premium alone. The right plan balances real protection with a monthly amount you can comfortably keep up.
 
 

5. Refreshments for Your Guests

 
Funerals bring family, friends and community together. Every plan includes funeral refreshments, so your guests are looked after and you have one less thing to arrange.
 

6. MyPrestige Rewards: Value You Use Every Day

 
Your membership works for you long before it’s ever needed. Active policyholders get access to:

  • Grocery Discounts on selected purchases through partner offers
  • Career Counselling to help you plan your next move
  • Tutor Assist to support learners with schoolwork
  • Medical Assist for guidance on accessing medical services
  • Legal Assist for help with selected legal matters
  • Home Assist for certain home emergencies
  • HIV and AIDS Treatment Line for information and support

 

Offers and conditions may vary.
 
 

7. Support Beyond the Funeral

 
Two free counselling sessions a year. You don’t need to have lost someone to use them. Contact us for a referral, and a counsellor will usually reach out within two business days.

Grief counselling. This is separate support for members coping with a loss, and it doesn’t use up your two annual sessions.

Free repatriation across South Africa and the SADC region. If a loved one passes away far from home, we help bring them back for a dignified farewell. It’s included in every plan.

Cremation assistance. Every family has its own traditions. If cremation is your choice, our team will guide you through it.
 
 

Before You Choose a Plan

 

  • Premium: pick an amount you can maintain every month.
  • Who’s covered: confirm each member’s eligibility.
  • Benefits: check which services and extras come with your plan.
  • Waiting period: cover has a 3-month waiting period, but accidental death can be claimed after one paid premium.
  • Exclusions: ask which ones apply to your policy.

 
 

Plan Ahead Today

 
You can’t predict tomorrow, but you can make sure your family is protected for it. Get a quote in minutes, with no obligation.

Get My Free Quote  or call 0861 217 218

FAQS

Frequently Asked Questions

Find answers to questions about our services, cover, payments, and MyPrestige Rewards.

Plans start from R190 a month and go up to R405, depending on the number of members and the benefits included. There’s no joining fee.
Yes. Most plans cover up to six members, and Family Protector covers up to ten.
Every plan includes a funeral service, hearse, refreshments and grocery benefits. Prestige Plus and Executive also add family vehicles and hall décor.
Yes, 3 months. For accidental death, only one paid premium is needed before a valid claim can be considered.
Yes. Every plan includes free repatriation within South Africa and across the SADC region.

Give Your Family Cover They Can Count On

It only takes a few minutes to get your quote and a lifetime of peace of mind.

No obligation. Just clarity.